General Pension Fund Doverie

General Pension Fund Doverie is the preferred choice for those born after 31.12.1959.
By the end of the second quarter of 2023, the customers of the Fund were 1 032 772 people insured for additional life-long pension, which represents a market share of 25.90%.
The assets under management are BGN 4 697 572 thousand, which represents a market share of 25.75%.

 

Investment results

 

The Fund's assets are invested in accordance with the approved investment policy at moderate to moderately high levels of risk.

The units value is in BGN.

 

 

 

Rights of insured in GPF Doverie

Insurance in General Pension Fund Doverie entitles to:

 

  • Supplementary life-long pension - upon reaching the retirement age and when the amount of the funds in the individual account at the time of retirement allows its granting in a monthly amount no less than 15% of the minimum pension periods for social insurance and old-age under Art. 68, para. 1 of the Social Security Code.
  • Deferred payment - upon reaching retirement age and when the funds in the individual account at the time of retirement are no less than three times the amount of the minimum pension periods for social insurance and old-age under Art. 68, para. 1 of the Social Security Code but are insufficient for the granting of a life-long pension for old age in the minimum amount prescribed by the law.
  • One-off payment of the accumulated amount in the account - upon reaching the retirement age and when the funds in the individual account, at the time of retirement, are less than three times the amount of the minimum pension periods for social insurance and old-age, under Art. 68, para. 1 of the Social Security Code.
  • One-off or deferred payment of up to 50 per cent of the funds accumulated in the individual account - in case of permanently reduced working capacity exceeding 89.99 per cent.
  • One-off or deferred payment to the heirs of a deceased insured person.
  • One-off payment to the heirs of a pensioner who dies during a guaranteed or deferred payment period.
     
    More information about pensions and other payments can be found in the section "For pensioners"

Specific rights of insured persons in GPF Doverie

According to the Rules on the organization and activity of GPF Doverie, the insured in the fund are entitled to:

 

  • Free and unlimited access to the status of the individual account;
  • Accurate, up-to-date, and understandable information about their rights and obligations, provided in a manner chosen by them;
  • Choosing and changing the method of receiving information from the fund;
  • Reports and complaints about errors, omissions and violations in the activities of insurance intermediaries and employees.

 
The members of GPF Doverie can take full advantage of the customer service programs of the Company.

 

Information on amendments and additions to the Rules on the organization and activity of GPF Doverie is announced in the newspapers "24 hours" and "Bulgaria Today". Information on the adoption of a new or amendment to the existing investment policy is published in the newspapers "24 hours" and "Bulgaria Today".

Calculator GPF

Date of birth:
Sex:

%

%

Date of birth:
Избор на пол Sex:



Fees 

Pension Assurance Company Doverie encourages long-term savings, as for insured persons with contributions for more than 120 months a lower fee is provided for each contribution compared to the statutory maximum amount of that fee.

The fees charged by Pension Assurance Company Doverie are, as follows:

Fee from each contribution when it is received in General Pension Fund amounting to::

3.75 per cent - if contributions are paid for 120 months or less;

3.60 per cent - if contributions are paid for more than 120 months.

An investment fee calculated on the value of the net assets of General Pension Fund, depending on the period during which they were managed by PAC Doverie, in the amount of:

0.75 per cent per year. 

A fee of BGN 10 for the transfer of the funds in the individual account from General Pension Fund Doverie to the pension schemes of the European Union, the European Central Bank and the European Investment Bank, according to Art. 343a, para. 1 (2) and Article 343f of the Social Security Code.

Note:

A fee from each insurance contribution shall not be charged on funds transferred from a general pension fund managed by another pension insurance company. In determining the number of months for which contributions have been paid, the insurance contributions received in a general pension fund managed by another pension insurance company shall also be taken into account, provided that the insured person makes available a statement from the individual account from this company, or a reference from the National Revenue Agency, for the transferred insurance contributions to a general pension fund(s) from which funds were transferred, and the months to which they refer. 

 

Board of Trustees of GPF Doverie

Contact details: Sofia 1113, Izgrev borough, 13B, Tintiava Street, entrance A, 7th floor, tel. +359 2 46 46 173, e-mail: head@poc-doverie.bg

Board of Trustees

  • LYUDMIL PAVLOV

    Chairperson of the Board of Trustees of GPF Doverie, representative of Confederation of Labour Podkrepa, tel. +359 2 935 32 51

  • STEFANKA PRIMOVA

    Deputy Chairperson of the Board of Trustees of GPF Doverie, representative of Confederation of Labour Podkrepa

  • VESELA BAHCHEVANOVA

    Representative of the Confederation of Employers and Industrialists in Bulgaria

  • GRIGOR DIMITROV

    Representative of the Bulgarian Industrial Association

  • NATALIA DICHEVA

    Representative of the Bulgarian Chamber of Commerce and Industry

  • ROSITSA STELIYANOVA

    Representative of the Bulgarian Industrial Capital Association

  • RENETA PETROVA

    Representative of the Confederation of the Independent Trade Unions in Bulgaria

  • MIHAELA TODOROVA

    Representative of the Confederation of the Independent Trade Unions in Bulgaria

  • MIROSLAV MARINOV

    Representative of Pension Assurance Company Doverie AD

 

Custodian bank

UNITED BULGARIAN BANK AD